Lump Sum Payments

Lump sum payments are awarded when an injury is permanent and affects a persons’ health for the rest of their life.

Under the work compensation scheme work cover offers a lump sum payment towards the end of the work compensation claim. This usually occurs when an injury has stabilised. When an injury is considered stable, it means it is not going to get any better or any worse.

One Call To The Australian Injury Helpline Can Make a Big Difference To Your Claim

At this point it is at the end of your claim and work cover may want to get you off their books. Your work compensation benefits may be stopped and you are offered a lump sum payment to end your claim once and for all. At this point it is important to contact the Australian Injury Helpline on 1300 430 834 for the right information. In some States or Territories in Australia you may be signing away all future rights to a common law claim.

A common law claim is injury compensationthat is only available outside of work compensation (i.e. work cover) which provides statutory benefits. Once a work compensation claim has gone to common law the level of injury compensation awarded can increase significantly.

A common law claim looks at future losses and expenses as well as past and if future earning potential is rapidly decreased you may be compensated for this. A common law claim is also awarded in the form of a lump sum payment but is a much larger injury compensation payout than a work cover claim.

Never accept an offer of a lump sum payment from any insurance company without seeking a second opinion first. One call to the Australian Injury Helpline can be life changing.

If you have been offered a lump sum payment then your injury must be long term. Instead of thinking of now and how a lump sum payment payment can help you now, consider all the options first. It may be a difference of up to $100,000 plus, if you don’t make that call. Call 1300 430 834 today for information from a completely independent party who will provide all the facts that you need to know.


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